Buy To Let

However you've structured your buy-to-let properties (inside a company, owned by you, jointly owned with your partner or other investors) and whatever type of investments you may have (renting houses, rooms, holiday lets etc.) we save you the time and effort of calculating your profits and submitting your self-assessment returns.

You get peace of mind that we've reclaimed tax on all the expenses you're entitled to, taken advantage of all tax reliefs, and that you're fully compliant with all your obligations to HMRC.

If you have incorporated we take care of:

• Preparing your year-end accounts calculating your corporation tax and submitting everything to Companies House and HMRC.
• Your filing obligations with Companies House.

We also provide individually tailored tax optimisation - finding the most tax efficient way for you to take profits out of the company (i.e. the best mix of taking salary as Company Director(s) and dividends as shareholders).

The government is increasingly targeting buy-to-let investors through tax policy. Changes to stamp duty land tax and interest relief on mortgage payments make high quality tax advise more essential than ever.

We can review your existing portfolio, as well as any plans to buy more properties, and advise you on the best way to structure your investment - owning the properties in your own name or within a limited company.

And if it works out that you should incorporate we can help set everything up and take care of the ongoing compliance obligations.

We advise you on the available tax reliefs and what expenses you can reclaim - so that when we're completing your tax returns you're only paying the tax you need to.

If you're looking to sell, we review your tax position with you and identify how you can minimise the amount of capital gains tax due.

If you're planning further ahead on how you could use your property investments as part of your estate planning we provide comprehensive inheritance tax planning. This is something we advise all our private clients to start thinking about early - since taking full advantage of the reliefs available often means putting plans in place now.

HMRC is carrying out more tax enquiries and compliance checks than ever before - especially in the buy-to-let sector. If this happens to you, you will need to prove that HMRC's suspicions are unfounded. You'll need to answer detailed questions about the income and expenses on your property(s) and enquiries can drag on for several months. Without tax investigation cover, professional fees can build up to thousands of pounds.

We don't want you to have to worry about this, so can include a service under which, in the event of an HMRC enquiry or inspection:

• We represent your case with HMRC, saving you the hassle, without any additional cost to you.
• If matters progress further, you won't be charged for most professional costs in defending you.

Most importantly, this means that you'll never have to concede to HMRC's demands for extra tax because of financial pressures.